Despite the leading energy providers confirming their record profits recently in the multiple millions, prices of our energy bills are sky-high, and many are struggling through this winter.

If you are looking to buy a property make sure you ask these questions before you make an offer - you could uncover valuable information that can help you with your negotiation.

Are you looking to buy a new property? Don't make any offers until you have the answers to these crucial questions.

How often do you switch bank accounts? Or dentists? Or even hairdressers? I expect it's not that often. It is the same for estate agents. Either way, it's possible to change if you are feeling underwhelmed, disappointed or disheartened with the property sale experience. And it is actually easier than you might think.

During the colder months, we are battening down the hatches against the wintery chill, closing all our doors and windows tight and trying to keep warm air in. The cost of living crisis and rising energy bills have led many of us to take the matter into our own hands, trying to improve the efficiency of our homes by adding insulation into the loft spaces or wall cavities.

Most of us do not think about our credit scores too often. We happily meander through life without giving it a second thought until we make a large purchase. Something that means we need to apply for finance of some kind, and it slowly dawns on us that we really should know our credit score. Whether it's for a credit card, car finance, or a mortgage, it all rests on that little credit score that you have, until this point, completely ignored.

When marketing a property for sale, the key is ensuring it reaches a broader audience to find the perfect buyer. The ideal solution is for the exposure of your property marketing to be comprehensive and wide enough to ensure that the maximum number of potential buyers can be found, resulting in a higher level of demand and, therefore, a higher value. This will lead to more viewings, offers, and higher sale prices - what every seller seeks.

Among the emotion and turmoil involved in buying and selling a property, finding a property you've fallen in love with, only to make an offer and have it rejected, is heartbreaking. What can you do? Do you have to walk away from the house of your dreams?

Are you getting ready to put your property on the market? What should you be looking for in this sales pitch? Are there any red flags you should be on high alert to spot?

Once you have a kitchen, dining room, living room, bedrooms and bathrooms, what else do large properties use their rooms for?? There comes a point when you run out of names for them all! Luxury properties will often have 'extra' rooms, over and above those that you would expect, and often it is these additional rooms that make us feel that a property is that little bit 'extra', setting it apart from the norm.

The average seller spends years deliberating about selling their home. With all of that time spent researching, many sellers will already know which estate agent they will use when ready to market their home. So, how have they made this decision?

As the clocks change and the darkness comes earlier each night, many pet owners begin to feel anxious about the fireworks at the start of November. Read these top tips to keep your pets calm and happy.